At KeyLife Group we are very aware of our clients' need for peace of mind after a financial hardship. For this reason we make sure that your experience with us is one where you do not feel judged over your past or present situation. We make sure to do everything necessary for your credit restoration process to be in compliance with all applicable consumer, credit & collection laws (i.e Fair Collection Practices Act, Fair Credit Reporting Act, Fair & Accurate Transaction Act). Creditors and bureaus  are legally obligated to produce documented evidence within a reasonable amount of time to support the reporting status on your credit report. If they cannot validate the claim, they MUST remove any derogatory information that is reported incorrectly.

Our philosophy in credit restoration is to solve your credit puzzle by guiding you, the client, through all necessary procedures throughout the entire process no matter the time frame needed. We do this with the following programs:

1. A plan of action tailored to your specific case
2. Vertification of all negative accounts
3. Debt negotiations for accounts in collection
4. Assistance in arranging a payment plan for a property in Foreclosure (without the need for an attorney)
5. A report of your progress every three months

Here are some of the situations that indicate you need our help:

-Tired of being turned down for credit
- Embarassed when asked the question, "How is your credit?".
- Your financial situation causing difficulties in your personal life (work, marriage, & family)